Write a Check may seem like a dated practice, but it’s still an essential skill for making payments in some cases. Here’s a step-by-step guide on how to write a check correctly:
1. Date the Check
In the top right-hand corner of the check, write the current date. You can use any standard format (MM/DD/YYYY, DD/MM/YYYY, etc.), but it should be accurate and legible.
2. Write the Recipient’s Name
In the “Pay to the Order of” line, write the full name of the person or organization to whom you are issuing the check. Make sure the spelling is correct.
3. Enter the Amount in Numbers
On the right side, there’s a small box with a dollar sign. Enter the amount you wish to pay, including dollars and cents (e.g., $150.75). Be sure to write clearly and align the numbers properly to avoid confusion or fraud.
4. Write the Amount in Words
Below the recipient’s name, write the amount in words. This serves as confirmation for the numbers you’ve entered. For example, if you wrote $150.75 in the numeric box, you would write “One hundred fifty and 75/100.” If the amount is a round number, you can write “One hundred fifty and 00/100” to show no cents are included.
5. Fill in the Memo Line (Optional)
The memo line in the bottom left is optional, but it’s useful to note why you are writing the check. For example, you might write “Rent for September” or “Invoice #12345.”
6. Sign the Check
In the bottom right-hand corner, sign your name as it appears on your bank account. This is a crucial step, as the check is not valid without your signature.
7. Record the Check (Optional)
Many people choose to write down the check details in the checkbook register to keep track of their payments. This helps to avoid over-drafting your account.
Example of a Completed Check
- Date: 09/20/2024
- Pay to the Order of: John Doe
- Amount in Numbers: $150.75
- Amount in Words: One hundred fifty and 75/100
- Memo: September Rent
- Signature: [Your Signature]